FAQ

This information is for reference only. Please refer to the Policy Wording for Terms and Conditions.

• What is Room & Board?
• What is Underwriting?
• What is an ICU (Intensive Care Unit)?
• What is a Congenital Anomaly?
• What is a Hospice Care?
• What is Medical Evacuation?
• What is a Second Medical Opinion?
• What is a Dependent?
• What is a Claim?
• What is an Annual Limit?
• What is Outpatient treatment?
• What is Inpatient treatment?
• What is an Exclusion?
• What is a Renewal?
• What is a Premium?
• What is Preauthorization (Pre-Approval)?
• What is Direct Billing?
• What does Medically Necessary mean?
• What is Complications of Pregnancy?
• What is a Deductible?
• What is Community Rating?
• What is Experience Rating?
• What is a Pre-existing Condition?
• What is a Grace Period?
• What does IBNR mean?
• What is a Waiting Period?
• What is a Personal Accident (PA) Insurance?
• What is a Reinsurer?

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