LUMA Academy
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This information is for reference only. Please refer to the Policy Wording for Terms and Conditions.
Hi5
PRIME
Asia Care Plus International
LUMA Global Care
Asia Care Plus Vietnam
Asia Care Premier Vietnam
Asia Care Pro Vietnam
Asia Care Plus Laos
Asia Care Plus Thailand
FAQ
This information is for reference only. Please refer to the Policy Wording for Terms and Conditions.
Online Member Portal & Mobile App
Group Employee Handbook
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LUMA Academy
FAQ
This information is for reference only. Please refer to the Policy Wording for Terms and Conditions.
Hi5
PRIME
Asia Care Plus International
LUMA Global Care
Asia Care Plus Vietnam
Asia Care Premier Vietnam
Asia Care Pro Vietnam
Asia Care Plus Laos
Asia Care Plus Thailand
FAQ
This information is for reference only. Please refer to the Policy Wording for Terms and Conditions.
Online Member Portal & Mobile App
Group Employee Handbook
What is Experience Rating?
During renewal, premiums based on experience rating are adjusted based on the claims history of the insured during the policy year.